The disclaimers below should be read and understood by all visitors to the MarketPsych.com (MarketPsych) website.
Mental Health Disclaimer
MarketPsych is a professionally written financial and mental health website, and although maintained in the United States , it is available to anyone on the World Wide Web.  All articles, online tests and quizzes, and psychology synopses, except where stated otherwise, are written by professionals in the field of mental health.  The MarketPsych articles may be written by individuals outside the fields of finance or mental health and are based on current research as well as personal experiences and opinions.  The information expressed in these particular articles has been reviewed but does not necessarily represent the views or opinions of MarketPsych, its staff, or affiliates.

Any advice given on this website is offered in generic form. In other words, all of our site visitors have unique qualities that play a role in their personal financial performance and mental health. We do not know you personally and can therefore not take into consideration these qualities when offering advice, and do not claim to do so. All information provided on this site is designed to support, not replace, the relationship that exists between a patient/site visitor and his/her existing psychologist, mental health professional, teacher, financial advisor, broker, or professor.

MarketPsych is operated by Market Psychology Consulting LLC. and is maintained under the direction of Richard L. Peterson, M.D., a licensed physician in the state of California. It is intended to provide accurate and up to date psychology and financial education to anyone who wishes to use this information. MarketPsych does not guarantee the accuracy of this information as errors can occur, especially with a large website such as this. We try to maintain the highest level of accuracy and ask that should you find anything of question on this site, to please let us know immediately through our feedback page. We also welcome feedback should you have any questions, comments, or suggestions about MarketPsych.

Diagnostic Screening tests were developed to help you better understand your own mental health, in relation to your finances, financial trading, and investments. They are based on general categories of personality, psychopathology, cognitive and emotional biases, and financial behavior. Please remember, these tests cannot replace a true diagnostic assessment by a licensed mental health professional.

Financial Disclaimer
The information on MarketPsych is presented free of charge. It is no substitute for the services of a professional investment advisor. Investments recommended may not be appropriate for all investors. Recommendations are made without consideration of your financial sophistication, financial situation, investing time horizon, or risk tolerance. Readers are urged to consult with their own independent financial advisers with respect to any investment.

Past performance is no guarantee of future results. Screen and model signals and related analysis are for informational purposes only and should not be construed as an offer to sell or the solicitation of an offer to buy securities. Most financial instruments (stocks, bonds, funds) carry risk to principal and are not insured by the government. Anyone using this site for investment purposes does so at his or her own risk.

Data accuracy cannot be guaranteed. Opinions and analyses included herein are based on sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy, completeness, timeliness, or correctness. We are not liable for any errors or inaccuracies, regardless of cause, or for the lack of timeliness of, or for any delay or interruptions in, the transmission thereof to the users.

As a matter of policy, we DO act upon the investment information that this site provides prior to making it available to the public. We do not accept compensation of any kind from any companies mentioned herein.

This is a private Web site providing a private service. No part of its content may be copied or forwarded to anyone else; the sole exception is a one-time forwarding to inform others of this service.

Liability Disclaimer
MarketPsych is not responsible or liable for any delays, inaccuracies, errors, or omissions arising out of your use of this site or with respect to the Information contained on this site. This site and all Information contained on it are distributed and transmitted 'as is' without guarantees of any kind, either express or implied, including, without limitation, implied warranties of merchantability or fitness for a particular purpose. The entire risk as to the quality, accuracy, adequacy, completeness, correctness and validity of any Information rests with you. MarketPsych is not responsible for any special, indirect, incidental, or consequential damages that may result from the use of, or the inability to use, the Information contained on this site whether the Information is provided or otherwise supplied by MarketPsych or anyone else. Notwithstanding the foregoing, in no event shall MarketPsych total liability to you for any and all claims, damages, losses, and causes of action (whether in contract or tort or otherwise) exceed the amount paid by you, if any, for accessing this site.

This site is maintained privately and is currently without advertising and adware. Currently there is no charge for accessing this site or subscribing to it. MarketPsych reserves the right to review this should site traffic increase to the extent that the site requires sponsorship and or advertising to continue it's existence on the world wide web.

MarketPsych expressly disclaims all warranties and conditions with regard to the Web sites, their Content, and the Information, including, without limitation, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. By using the Web site, Content, and Information, I assume all of the risks associated with their use, and I release and agree to indemnify and hold harmless MarketPsych from any and all liability, claims for damages, and losses arising from or connected with such risks.

IF YOU DO NOT AGREE WITH ANY OF THESE TERMS AND CONDITIONS OR FIND ANY OF THEM TO BE UNACCEPTABLE, SIMPLY LEAVE THE WEB SITE. If you understand and accept these caveats, click the checkbox to enter. If not, do not take the test.

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